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NINE WAYS TO GET THE MOST
OUT OF YOUR INSURANCE

1. Check your limits. The first page of your home and auto policies lists the amounts you may recover if there's a loss. If they seem too high or low, or if you're unsure, call us to discuss the options.

2. Read your policies. It may not be the most exciting reading, but it makes sense to browse through them once in awhile because they protect so much of your personal wealth.

3. Insure your cars and home with one company. This usually qualifies customers for a price break.

4. Schedule valuables such as jewelry, silver, collectibles, firearms and cameras. Any individual item that would cost more than $1,000 to replace is a possible candidate for this special protection.

5. Make a home inventory. Use a video or a still camera - or just plain pen and paper. It's very difficult to remember everything you've lost after it's gone in a fire or other loss.

6. Keep a disposable camera in the glove box to help document damage to your car and others after an accident. Photos could help protect you if the other driver caused the accident.

7. Try checkless pay. Writing a check to an insurance company is no fun. Having it deducted from your checking account saves you money on postage, service fees and interest. It's also a lot easier!

8. Call us and ask questions. Our expertise comes with the policy, so why not take advantage of it?

9. Get an online insurance quote from Cowan Insurance.net. Find out how to get the most value for your money... Just click any of the lines of coverage below, and we will rush a no-obligation quote to you within 24 hours!

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