Commercial Insurance in Anaheim, Buena Park, Cypress, Downey, Huntington Beach, Los Alamitos, and the Surrounding Areas
One of the more common types of business insurance is commercial property insurance which helps to protect your owned or rented building where your business is located in Anaheim, Buena Park, Cypress, Downey, Huntington Beach, Los Alamitos, and the surrounding areas. This form of insurance from Cowan Insurance will help to protect the building itself but also items that are inside the building, such as the equipment you use to operate your business, any tools or inventory that you may have, furniture and more. This policy is sometimes included in a business owners policy where several different insurance policies are bundled and are less expensive than if they were purchased separately.
Professional Liability Insurance
Different professionals, such as attorneys, consultants, and accountants, who work with clients offering services or advice should have professional liability insurance. Often called errors and omissions insurance, this insurance helps to protect a business from claims of negligence, failure to perform, or even improperly provided services. The insurance provides for covering of the costs of damages associated with allegation of losses due to errors or negligence.
Workers Compensation Insurance
When you have any employees in your business, you will likely be required to maintain workers compensation insurance. This important insurance coverage provides assistance for employees that suffer a work-related injury or illness. It provides money to cover medical expenses related to this work-related illness or injury, as well as providing for a portion of the lost wages for the employee while they are recuperating.
With more and more business being conducted online, and databases being accessible through networks connected to the internet, the risks of hacks and other cyber threats continue to grow and change. Cyber insurance has come about to help deal with the costs of resolving various cyber-attacks, from the costs of removing malware to enhancing online security and implementing new protocols and additional devices.
Business insurance can mean a lot of different things to a lot of different businesses in Anaheim, Buena Park, Cypress, Downey, Huntington Beach, Los Alamitos, and the surrounding areas. The local electrician that works on residential projects by himself won’t need workers compensation but should have errors and omissions insurance. This is why it is important to work with an independent insurance agency like Cowan Insurance as we will help you with a risk assessment for your business and help you to get the right insurance policies in place that match your needs.
Cowan Insurance has the perfect commercial auto insurance policy to fit your needs and budget. If your business is in Long Beach, Rossmoor, Los Alamitos, Seal Beach, Cerritos, Buena Park, and all surrounding areas, then you deserve it to your wallet to call our family-owned and operated Cowan Insurance, in business since 1972. Whether you drive your own car for your work or have an entire fleet of commercial vehicles in your business, our knowledge of commercial fleet insurance is second to none.
Commercial Auto Insurance
Cowan Insurance offers you a broad range of classes and options to choose from for commercial fleet insurance that you can’t find from other insurance companies for your commercial auto or cargo insurance. We have the experienced staff to insure all your property, giving you peace of mind. Cowan Insurance offers the most competitive prices on commercial fleet policies, having cultivated relationships with the top carriers for decades. We know what works best for Southern Californian business owners insuring their commercial fleets.
If you have a commercial fleet that you need to insure as part of your business, then Cowan Insurance can write the perfect insurance policy for your needs.
- General Liability
- Professional Liability
- Builder’s Risk Insurance
- Garage liability
- Mechanic and body shop
- Cabs and Limousines
- Commercial Autos & Fleet
Commercial fleet insurance from Cowan Insurance is designed to cover a variety of property risks you may encounter that have special valuation requirements, such as occupants or cargo you may be carrying inside the vehicles of your fleet. Cowan Insurance specializes in securing your commercial fleet property, including what you’re transiting. We have policies to cover warehousing liabilities, garage and repair costs, and even include equipment floaters, all so you can get the right amount of coverage for the right price. Contact us today and discover how we can help you get the best policies on a budget you can afford.