If you own a house, then you must also take responsibility for its protection. Your home can be exposed to several kinds of risks. Right from natural disasters to criminal activities, there can be several causes for its damage. Therefore, you must invest in the right insurance policy for your house. We, at Cowan Insurance, can provide you with a comprehensive home insurance coverage from Mercury Insurance and other California Department of Insurance approved companies. We are a locally staffed and licensed company and have been catering to the insurance needs of our customers since 1972. We are known for our personalized service, competitive premium rates, and 24-hour claims support, and so on. So, if you are from areas in and around Anaheim, Artesia, Buena Park CA, Cerritos CA, Cypress CA, and Downey CA, then you must resort to us.
Here, we have put together 3 things to check in your homeowners’ insurance coverage before taking a decision. Take a look.
- Coverage Options
First of all, you should make sure that the insurance covers all the major threats that your home could face, right from major natural disasters like flood, earthquake, or fire to the criminal activities such as thefts or burglaries. Check the insurance coverage of every policy before taking a decision.
- Liability Coverage
The next thing you must check is if it covers liability payments. Along with bearing the loss of your belongings or property, a homeowner also has to make liability payments if someone else gets injured in your property.
- Premium Rates
Last but not the last; you must check how much premium is being charged from you for the insurance policy. Compare the rates in the market and make sure you choose the policy with the maximum coverage at minimum rates.
After checking these factors, if you are interested in our insurance policy, then quickly contact us now.