Are you currently saving up for your new home? Or are you planning to invest for your post-retirement plans? Whatever it is, all your life plans can be effectively ruined by life’s unforeseen problems. After all, life is unpredictable and no matter how much you prepare, it is bound to take its own course, which more than often is not according to your wishes and needs. So, in order to save yourself, you must have the right kind of insurance in your fiscal plans.We, at Cowan Insurance, are a family owned and operated business that can get you the perfect coverage for all kinds of insurances, starting with homeowner’s, commercial fleet, business, to auto insurance.
So, here are 3 important insurance policies that you must have in order to have a more planned and secured financial future ahead. Take a look.
- Property Insurance
If you have a mortgage for purchasing your home, the asset needs to be insured as the insurance premium is often calculated into the mortgage payment. Hence, a homeowner’s insurance is essential. And even if you don’t have your own home and rent one, then you need a renter’s insurance to protect you against personal liability in case of burglary, disasters, or fire.
- Auto Insurance
In some states, it is mandatory to have the basic auto insurance covering liability in case of accidents that includes damages to other vehicles or injuries of other pedestrians. Apart from this, you also need this insurance to cover repair or replacement costs if any part gets damaged due to wear and tear.
- Business Owner’s Insurance
If you run a business, you ought to protect yourself against any losses from another person’s or business’ claim of injury, damage repair of properties and equipmentetc., owing to employee fraudulences, natural disasters, business interruption, electronic data loss, and many more such reasons. Having a business owner’s insurance will protect your assets and keep your business functioning smoothly irrespective of any damage or lawsuit.
So, without any further delay opt for these policies. And if you live in and around areas like Anaheim, Artesia, Bellflower CA, Buena Park CA, Cerritos CA, or Cypress CA, then you should get in touch with us. Call us now to get a quote.