Do you already own a house in your name or are thinking of owning one? Well, before you take the decision of buying a house, you should consider its protection. And by protection, it is not meant that you install a strong security guard or invest in the latest security systems. Security measures might be getting smarter but so are the criminals. So, you need to take more advanced levels of protection especially in monetary terms or else you will be subjected to a great loss. That is why we, at Cowan Insurance, bring you the perfect home insurance. We have been in this industry for more than 40 years now and have catered to many clients in areas like Anaheim, Artesia, Buena Park CA, Downey CA, Huntington, or La Palma CA. We are a locally owned, independent insurance agency. So, we can offer you quality coverage for all kinds of homes including townhomes, apartments, rental houses, houses under construction, condos, or even mobile homes at highly reasonable premium rates.
Here, we have put together a few things that must be covered in your homeowner’s insurance. Take a look.
- Thefts & Burglaries
First of all, thefts and burglaries are quite common. So, you should check if the insurance policy you are considering for your house covers these kinds of risks or not. You would definitely want a compensation for the jewelry, cash, or other valuables stolen.
- Natural Disasters
Next, you should make sure that natural disasters are also covered in your insurance policy or not. The homeowner’s insurance should cover these unfortunate occurrences because your home is bound to face major damage due to this.
You should be aware that if someone gets injured on your property, then you will have to pay for their medical bills. Make sure these liability payments are covered by your insurance policy as well.
So, without any further delay, if you think our insurances can provide the right coverage for your home, then contact us today for a free quote.